Frequently Asked Questions & Stewardship Standards

How does the $25 Discovery Call work?

To ensure we can dedicate the proper time and attention to every visitor, we require a $25 Commitment Fee to book your initial Discovery Call. This fee ensures your "spot in the nursery" is reserved exclusively for you.

Is the $25 fee refundable?

Yes. My goal is to make education accessible while respecting our shared time:

• If you attend the session: Your $25 deposit is fully refunded to you immediately following our call.

• If you need to change plans: You can receive a full refund or reschedule your appointment at no cost, provided you notify us at least 24 hours in advance.

The Forfeiture: Cancellations or no-shows with less than 24 hours' notice will forfeit the $25 fee. This honors the time set aside for your landscape.

• Coaching Options: Professional guidance is offered in two formats:

  1. • The Financial Audit: A focused, single-session deep dive into your current landscape to identify immediate hurdles and opportunities.

     • The 3-Session Coaching Bundle: A sequence of 3 coaching sessions designed for those navigating a season of change that requires consistent observation and strategy.

• Maintaining Momentum: To ensure the best results, all sessions within a Growth Bundle must be completed within 180 days of purchase. (Note: Financial Audits are a one-time engagement and do not carry a 180-day commitment).

• Shifting Seasons: While fees are non-refundable once a session or bundle has begun, we honor the unpredictability of life through the following options:

• The Pause: In the event of a significant life crisis, we can "freeze" your 180-day clock for a Growth Bundle and resume when your season stabilizes.

• Household Transfer: Remaining sessions may be transferred to a spouse or partner whose financial landscape was included in our initial discovery.

• The Gift: If you are unable to complete your engagement, the remaining value may be donated to the Community Fund to support a client navigating financial hardship.

As a licensed Life, Accident, and Health Insurance Producer, I am compensated by the insurance providers if we decide to implement a protection plan (such as Insurance or Annuities) for your orchard. My primary duty is to ensure the plan fits your specific landscape and provides the "weatherproofing" you need. There is no direct fee to you for the research or implementation of these protection products.

Is Mangram Financial only for residents of Texas and Georgia?

While my resident license is held in Texas and I am also currently licensed in Georgia, I am eligible for licensure across most states. Our practice is built to grow with our clients; if you are located outside of these areas and wish to implement a protection plan, we can typically secure the necessary state-specific credentials to serve your landscape.

Note: Financial Coaching sessions are available to stewards nationwide.

What is your approach to my data?

Your data is a sacred trust. We treat your information with the same care we would a seedling in our own garden. While our full, full Privacy Policy is available here, know that we never sell your information or share your data with third parties without your express consent.

What is the "Educational Purpose" of this site?

The content on this site is for educational purposes only and does not constitute financial, investment, or legal advice. Just as every orchard requires a unique plan for its soil and climate, financial cultivation should be tailored to your specific landscape. We recommend consulting with a professional before making significant decisions regarding your growth or protection.

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