Is your money taking root?
Are you working hard but feeling like your finances are just "scattered seeds"—random accounts and goals that aren't working together? I help you bring those seeds into a single, flourishing system. Whether you need to Cultivate your Growth through Coaching or Protect your Harvest with Insurance, we have a path designed for your current season.
Our Philosophy: At Mangram Financials, we don't hand you a rigid plan to follow. We help you understand your own soil, plant the right seeds, and protect what you’ve grown—ensuring your financial life is determined by your choices and your vision.
Financial coaching and protection strategies for those ready to turn their hard work into a lasting harvest.
The Discovery Call.
We assess your current financial soil and identify your long-term goals.
Custom Strategy.
Whether it’s cultivating growth or protecting your harvest, we select the tools that fit your season
Implementation.
We put your plan into action, providing you with the clarity to steward your orchard for life.
"I believe financial independence isn't about how much you make—it's about how well you've designed your landscape. As a former math educator and instructional coach, I don't just hand you a plan; I equip you with the clarity to lead your own financial future. Let's start planting."
Charmaine Mangram, Principal, Mangram Financial Services
Ready to Scout the Land?
Every great orchard starts with a conversation about the soil. Whether you're looking to clear the weeds of financial stress or build a fortress for your retirement, a 45-minute Discovery Call is where we begin.